Chain Heal: which rank to use

Shaman · Nature · 3 ranks, 0 learned by level 30.

You learn Chain Heal at level 40.

You learn Chain Heal at level 40, above the level 30 cap.

How it's worked out

From the client, for each rank: base damage or healing and its range (SpellEffect base points and variance), the extra per level up to the rank's max level, the spell power share (coefficient), mana cost, cast time, duration, global cooldown and cooldown.
No downrank penalty in the Forever client. Classic Era's client puts a penalty for spells learned before level 20 inside the coefficient (Shadow Bolt rank 1: 0.14); Forever's client gives the full share (0.486), for 80 low-level ranks across the classes. Anything else would be on Blizzard's servers, so the calculator shows Classic's rules only as Speculation.
Speculation: crits count only on direct hits, at 150%, as in Classic; the example gear (1.5 spell power per level) is not client data.